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Your Local CrossCountry Mortgage Loan Officer

Nicholas Orapallo

  • Loan Officer
  • Union, NJ Mortgage Loan Officer
  • NMLS #365326

I’ll be with you every step of the way

Hello! My name is Nicholas. I started my mortgage career in 1986, looking for a new challenge — and I’ve been hooked ever since. At America’s #1 Retail Mortgage Lender, helping clients find the right home loan solution and guiding them through the process is what drives me every day.

I’m passionate about making homeownership possible for everyone, even those with less-than-perfect financial credentials. I specialize in finding creative solutions and making the process as smooth and stress-free as possible. My clients know me for being proactive, responsive and transparent, and for breaking down complex financial information into simple, clear terms.

Based in southern New Jersey, I’m originally from Philadelphia and hold degrees in both music arts and dietetics. When I’m not helping clients, you’ll find me enjoying jazz and R&B, cooking healthy meals, exercising or spending time with my four granddaughters.

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A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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