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Your Local CrossCountry Mortgage Loan Officer

Nicole McCarthy

  • Senior Mortgage Loan Originator
  • Union, NJ Mortgage Loan Officer
  • NMLS # 63737
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I’ll be with you every step of the way

Hi, I’m Nicole, and I’m passionate about helping you achieve your financial goals through homeownership. As part of CCM’s Union, NJ branch, I bring the knowledge, experience, and flexibility needed to make the mortgage process faster and easier for you. Whether your situation is straightforward or more complex, I’ll work with you to find the right solution using the options and resources offered by America’s #1 Retail Mortgage Lender.

Whether you’re buying or refinancing, I will:

  • Explain every detail of your home loan,
  • Keep everything on track throughout the process,
  • Ensure you get to the closing table as quickly as possible.

I look forward to earning your trust and referrals with a higher level of service than any other loan officer you’ve worked with!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A contractor meets with the homeowner and discusses improvements to create their dream home.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Make Any Home Your Dream Home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life! 

Here’s how: 

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.  
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…you know the hassle. 
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Inspiration for your home loan journey

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Frequently asked questions

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