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Your Local CrossCountry Mortgage Loan Officer

Jennifer Zinna Chatman

  • Senior Loan Officer
  • Union, NJ Mortgage Loan Officer
  • NMLS # 269708
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I’ll be with you every step of the way

Hello! My name is Jennifer. I started my mortgage career in 2002 after a customer at the bar where I worked saw my potential and offered me a job. I quickly realized this industry rewards hard work and offers unlimited earning potential, and I’ve been all in ever since.My clients often become lifelong friends because I’m genuine, non-judgmental and always there when they need me — whether it’s nights, weekends or years after closing. I pride myself on making people feel comfortable and truly listening to their goals, creating a stress-free and personal experience with America’s #1 Retail Mortgage Lender.Born and raised in Somerset, NJ, I’m deeply rooted in my community. I love traveling on cruises with my husband and daughter, being a dedicated basketball mom and staying active in school activities as a former PTO president. For me, success is happy clients, a strong reputation and a happy family.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start here

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Contact me

Frequently asked questions

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