Skip to content
Evan Kutner photo

Your Local CrossCountry Mortgage Loan Officer

Evan Kutner

  • Vice President of Lending
  • Union, NJ Mortgage Loan Officer
  • NMLS # 19441
Apply Now Free Rate Quote

I’ll be with you every step of the way

Hi, I’m Evan. For more than 20 years, I’ve helped homeowners and buyers navigate the mortgage process with clarity, confidence and results. I’ve been recognized multiple times as a Scotsman Guide Top Originator and ranked in Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America — honors that reflect both performance and consistency.

Based in Monmouth County, NJ, I live with my wife and two daughters and value the balance between family life and the work I do for my clients. Outside of the office, I enjoy golf, tennis, skiing, live concerts and experimenting with new recipes on my BBQ or smoker.

Professionally, I’ve helped thousands of clients with purchases, refinances and complex financing scenarios. I’m known for spotting details others overlook and for structuring tailored loan solutions. Backed by the resources of America’s #1 Retail Mortgage Lender, I combine deep experience with personal service, so you always know what to expect at every step of the process.

Free Rate Quote

Evan’s testimonials

Leave a Review See more testimonials

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
First responders take action to emergency call.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

Learn more

Inspiration for your home loan journey

View All

Testing Sale Pending Image crop

Learn More

What Are Conforming Loan Limits?

Learn More

Young People Are Struggling to Buy Homes — But Some States Tell a Different Story

Learn More

Frequently asked questions

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.