2524 Oak Manor, Suite 101
Tyler, TX 75703 Mobile 903.220.9903 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- FHA Loan
- Non-QM Loans
- Purchase
- Refinance
- VA Loan
- Longview, TX
- Tyler, TX
- Frisco, TX
- Lindale, TX
- River Oaks, TX
- Midlothian, TX
- Northcross, TX

Your Local CrossCountry Mortgage Loan Officer

Dayton Cargill

Loan Officer
Tyler, TX Mortgage Loan Officer
NMLS # 1775310

I’ll be with you every step of the way

Hello! My name is Dayton. In 2018, I wanted to start a fulfilling career by helping people achieve the American dream of homeownership. Whether you’re looking to finance or refinance your first home, next home or an investment property, I’m here to guide you. I’ll provide clear communication that instills confidence that you are making the right choices for your future. I offer a wide range of products at America’s #1 Retail Mortgage Lender, including conventional, FHA, VA and USDA loans. Together, we’ll walk through the steps of your home loan journey.

From pre-approval to closing and beyond, I’ll make sure you know what’s happening with your mortgage and answer your questions along the way. I look forward to providing you with outstanding customer service and a personalized home financing experience.

On a personal note, I’m married and have a French bulldog named Stella. I love golf and played with the University of Texas’ Tyler National Championship team in 2012-2013.

See What I Qualify For

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4.96 83,002 Reviews

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4.89 212,563 Reviews

retail mortgage lender in the US

1 in 35

home purchases across the US in 2025

120+

mortgage loans available

131,000

home purchases funded in 2025

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

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