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Your Local CrossCountry Mortgage Loan Officer

Barbara Hale

  • Sales Manager
  • Tampa, FL Mortgage Loan Officer
  • NMLS # 432409
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I’ll be with you every step of the way

Hello! My name is Barbara Hale. With 29 years of mortgage experience, I have the knowledge and dedication to provide ideal financing options to my clients. At CrossCountry Mortgage, America’s #1 Retail Mortgage Lender, I offer a wide range of traditional and innovative mortgage programs, including:

  • Conventional Loans
  • Jumbo Loans
  • VA Loans
  • FHA Loans
  • Non-Qualified Loans

Combined with our state-of-the-art technology and dedicated loan production team, I’m able to provide you with the right home loan solutions and a smooth closing.

My team and I exceed industry standards in customer satisfaction and on-time closing results. From pre-approval to closing and beyond, I’ll make sure you know what’s happening with your mortgage and answer your questions every step of the way. I look forward to hearing from you.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.
Family updating thermostat in energy-efficient home.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start here

Go Green to Save Some Green

You can save a lot of money with energy-efficient appliances and eco-friendly home improvements. But if you don’t have cash, you’ll probably have to pay for them with a high-interest-rate credit card or personal loan that’ll cut into the money you’re saving. 

Meet CCM EasyGreen, an energy-efficient home mortgage that finances your improvements and gives you a special lower interest rate, too. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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I’d love to hear from you.

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