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Your Local CrossCountry Mortgage Loan Officer

John Hartsook

  • Senior Loan Officer
  • Scottsdale, AZ Mortgage Loan Officer
  • NMLS # 2407699
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Let’s find your dream home

Hello, my name is John Hartsook! As a Certified Mortgage Advisor and reverse mortgage specialist, my goal is to help buyers at every stage of life realize the American dream of homeownership with financing solutions tailored to their unique goals.

 

I know every mortgage is personal because your goals, circumstances and priorities are your own. That’s why I take a personalized approach to home financing. Maybe a conventional loan checks the boxes. Maybe a jumbo loan is better for your big plans. You might even qualify for programs like FHA, VA or HECM. Whether you’re buying, renovating or refinancing, America’s #1 Retail Mortgage Lender has options to help you move forward.

 

My support doesn’t stop once we find the right loan. From pre-approval to closing and long after, I’ll be here to answer your questions and make sure your home loan continues to work for you. I’m excited to help you start your home financing journey.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Frequently asked questions

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