“Hi, I’m Sharon and I’m dedicated to making your mortgage a win. As a loan officer proudly serving the Russian River and Bay Area communities, I’m passionate about helping you turn your homeownership dreams into reality, right here in the place I call home.Whether you’re buying your first home or refinancing, I know the process can feel overwhelming, but you don’t have to do it alone. My team and I have years of experience guiding clients from pre-approval to closing day. I’ll explain things in simple terms, answer all your questions and make sure you feel confident and supported along the way.I specialize in San Francisco Down Payment Assistance and Below Market Rate (BMR) programs — powerful tools that help make homeownership more accessible in our high-cost market. These programs are game changers for first-time homebuyers, and I love guiding clients to secure a home they can afford now and grow into for the future.Ready to make your dream home a reality? Let’s talk today!”