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Your Local CrossCountry Mortgage Loan Officer

Jenay Bowen

  • Senior Loan Officer
  • Rockwall, TX Mortgage Loan Officer
  • NMLS # 207433
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Dedicated to getting it done

Hello! I’m Jenay Bowen, a Rockwall, Texas-based mortgage expert with over 22 years of experience helping clients navigate home financing with confidence. I’m known for being hands-on, responsive, and solutions-focused. I take the time to understand your full financial picture — cash, credit, income, and goals — so we can structure the right loan, not just get you approved. This approach has earned recognition from D Magazine and Mortgage Executive Magazine’s Top Mortgage Originators in America.

I build long-lasting relationships with buyers, agents, and partners, ensuring everyone’s needs are met. Whether you’re buying your first home, moving up, or investing, I’ll guide you every step with clear communication and a strategy tailored to you. I specialize in conventional, FHA, VA, jumbo, and CCM specialized programs, and I’ll help you understand what truly makes sense for your situation. If there’s a way to make it work, I’ll find it.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Frequently asked questions

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