120 Newport Center Drive Suite 233
Newport Beach, CA 92660 Mobile 805.750.1190 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- First-Time Homebuyers
- Jumbo Loan
- Non-QM Loans
- Purchase
- Refinance
- Pacific Palisades, CA
- Thousand Oaks, CA
- Palm Desert, CA
- Del Mar, CA
- Newport Beach, CA
- Ojai, CA
- Milpas, CA

Your Local CrossCountry Mortgage Loan Officer

Josh Patrick

VP of Mortgage Lending
Newport Beach, CA Mortgage Loan Officer
NMLS # 667835

I’ll be with you every step of the way

Hello! My name is Josh Patrick, and I’m a loan officer located in Westlake Village, CA. With over 20 years of mortgage experience, I have a wealth of knowledge in all types of loans: jumbo, conventional, bank statement, buy before you sell, Non-QM, FHA, VA, bridge, reverse, land loan and new construction. Backed by America’s #1 Retail Mortgage Lender, I’m here to help you achieve your homeownership goals.

Over the years, I’ve worked with all types of clients and unique forms of income. My mission is to simplify the process and ensure you feel comfortable throughout the process. Whether you’re buying, refinancing or renovating, I’ll work to tailor your mortgage to meet your short-term and long-term goals. I’m ready to give you an exceptional home financing experience.

Outside of work, I enjoy spending quality time with my wife Amanda and our 4 daughters, Brooklyn, Presley, Everly and Emerson.

See What I Qualify For

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The Josh Patrick Group

The Josh Patrick Group is now with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

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