2560 N Stokesberry Place
Meridian, ID 83646 Mobile 404.769.5795 Tel 404.504.8627 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Raymond Northcutt

Senior Loan Officer
Meridian, ID Mortgage Loan Officer
NMLS # 1982088

I’ll be with you every step of the way

Hello! I’m Ray, an Army Veteran whose life was changed by the VA loan. Inspired by my grandfather, a WWII Veteran, I pursued service myself and graduated from West Point in 2013 — proof that determination can outweigh geography and English homework. I served as an engineer officer at Fort Knox (still no gold) and worked with the Army Corps of Engineers in Savannah, where I discovered real estate, beach volleyball and my wife, Kendall.

After reaching financial independence through real estate investments, Kendall and I wandered the country before settling in McCall, ID, where buying a log cabin nudged me into home financing. Now part of the Victor Alpha Group, I help Veterans use VA loans to achieve their own homeownership dreams.

Off the clock, I’m raising two kids and embracing dad life with skiing, woodworking and smoking meat — classic dad activities I once swore I’d never lean into

See What I Qualify For

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Your Mortgage Expert

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