1864 Winchester Ave
Martinsburg, WV 25405 Mobile 304.268.8864 Tel 304.268.8864 [email protected]

Schedule a call
- monday: 8:00AM – 8:00PM
- tuesday: 8:00AM – 8:00PM
- wednesday: 8:00AM – 8:00PM
- thursday: 8:00AM – 8:00PM
- friday: 8:00AM – 8:00PM
- saturday: 8:00AM – 8:00PM
- sunday: 8:00AM – 8:00PM
- Down Payment Assistance
- FHA Loan
- First-Time Homebuyers
- USDA Loans
- VA Loan
- Hagerstown, MD
- Cumberland, MD
- Chambersburg, PA
- Waynesboro, PA
- Winchester, VA
- Martinsburg, WV
- Charles Town, WV

Your Local CrossCountry Mortgage Loan Officer

Adam Crum

Senior Loan Officer
Martinsburg, WV Mortgage Loan Officer
NMLS # 1787074

I’ll be with you every step of the way

Hello! My name is Adam, and I joined the mortgage industry on October 22, 2018. I’m dedicated to helping you unlock the doors to your dream home! As a member of our Woodstock, VA team, I’m proud to offer the expertise and resources of America’s #1 Retail Mortgage Lender to make that happen.

I always strive to find the right loan for my clients. From staple products like conventional, VA, FHA, and USDA loans to the WVHDF and VHDA Bond Programs, I offer many options to fit your plans. Even if you aren’t quite ready to buy, I can work with you to plot a path to achieve your homeownership dreams. From our first conversation to closing your home, I look forward to walking with you every step of the way!

Off the clock, I love fast cars, golf, tennis, pickleball and snowboarding.

See What I Qualify For

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Down Payment Assistance

Turn years from now into today

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

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