Skip to content
Sarah Costa photo

Your Local CrossCountry Mortgage Loan Officer

Sarah Costa

  • Senior Loan Officer
  • Lexington, MA Mortgage Loan Officer
  • NMLS # 2043320
Apply Now See What I Qualify For

Your biggest decision is my biggest passion

Hello! I’m Sarah Costa, a senior loan officer at the Lexington, MA branch serving central Massachusetts with America’s #1 Retail Mortgage Lender. I had wanted to be a loan officer since I was in middle school. In 2017, I made my childhood dream a reality. My passion is helping people find their home and educating them on what it means to have a mortgage.

Whether this is your first home, your next home or a refinance, I’m here to guide you. I’ll provide clear communication that instills confidence you are making the right choices for your future. I offer a wide range of products, including government loans and MassHousing programs. Together, we’ll develop a mortgage plan just for you.

From pre-approval to closing and beyond, I’ll make sure you know what’s happening with your mortgage and answer your questions along the way. I look forward to providing you with outstanding customer service and a personalized home financing experience.

On a personal note, I’m a mom of two boys, a dog lover and like to be out in the community.

See What I Qualify For

Sarah’s testimonials

Leave a Review See more testimonials

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Contact me

Inspiration for your home loan journey

View All

Testing Sale Pending Image crop

Learn More

What Are Conforming Loan Limits?

Learn More

Young People Are Struggling to Buy Homes — But Some States Tell a Different Story

Learn More

Frequently asked questions

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.