311 S 2nd Street, Suite 102A Office #1
Fort Pierce, FL 34950 Mobile 330.984.8441 Tel 772.202.5109 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Down Payment Assistance
- FHA Loan
- First-Time Homebuyers
- Investment Property
- VA Loan
- Florence, AL
- Port Saint Lucie, FL
- Fort Pierce, FL
- Port Saint Lucie Midport, FL
- Madison, AL
- Muscle Shoals, AL
- Wynn Drive, AL

Your Local CrossCountry Mortgage Loan Officer

Tony Garcia

Originating Branch Manager
Fort Pierce, FL Mortgage Loan Officer
NMLS # 1494450

America’s #1 Retail Mortgage Lender

Hi, I’m Tony, and as your CrossCountry Mortgage mentor, I’m here to help you find the right mortgage fit. I take the time to get to know you, understand your needs, and explain your options in a way that’s easy to understand—no jargon, no confusion. My goal is to provide you with a simple, straightforward mortgage experience, with all the support you need every step of the way.

Based in Fort Pierce, FL, I work closely with America’s #1 Retail Mortgage Lender to ensure that your home financing journey is as smooth and stress-free as possible. Whether you’re ready to get started or just have a few questions, I’m here for you. Let’s talk and make sure you feel confident and well-prepared as you move forward with your home purchase or refinance!

See What I Qualify For

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

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