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Your Local CrossCountry Mortgage Loan Officer

Traci Waller

  • Loan Officer
  • Chesapeake, VA Mortgage Loan Officer
  • NMLS #80888

Your biggest decision is my biggest passion

Hi, I’m Traci, a native of Hampton Roads and a mortgage professional with over 19 years of experience in residential lending. I’m here to guide you through the home financing process. I’ve helped hundreds of first-time and existing homeowners purchase and refinance their homes. I focus on offering comprehensive mortgage solutions tailored to your needs, with specialized expertise in conventional, FHA, VA, and Virginia Housing mortgage programs.

As part of America’s #1 Retail Mortgage Lender, I’ll provide the knowledge, expertise, and support to answer your questions and offer solutions, making every step in home financing feel easy. Whether you’re buying your first home, an investment property, refinancing, or simply want mortgage advice, I’m here to help! Together, we’ll secure your financial future with the right home loan. Let’s make your homeownership journey a success today.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Military member coming home to his daughter in his VA-funded home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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When to Refinance a Mortgage

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Frequently asked questions

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