1230 W. Morehead St. Unit 108
Charlotte, NC 28208 Mobile 803.493.0145 Tel 803.233.8746 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM

Your Local CrossCountry Mortgage Loan Officer

Scott Wallace

Sales Manager
Charlotte, NC Mortgage Loan Officer
NMLS # 116544

I’ll be with you every step of the way

I’m Scott Wallace. With more than 32 years in mortgage origination, I’ve helped over 2,000 homebuyers and homeowners achieve their goals. I bring experience, enthusiasm and compassion to every interaction, and I feel truly blessed and honored to be part of your homeownership journey. My expertise in mortgage lending allows me to provide the guidance and support you need as you navigate one of the most significant financial decisions of your life.

Whether you want to buy, refinance or renovate, I offer a variety of loan programs to help you reach your goals. Everyone is unique, and everyone deserves a mortgage that is personalized to them. From conventional and jumbo to FHA, USDA and VA, we’ll look at the details together and tailor the experience to fit your plans.

You’ve already dreamed it, together, let’s make it a REALITY! Start your journey with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.