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Your Local CrossCountry Mortgage Loan Officer

Brian Scott McRae

  • Outside Loan Originator
  • Austin, TX Mortgage Loan Officer
  • NMLS # 2214972
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Financing futures with reverse mortgages

Hello! My name is Brian McRae, and I’m here to make your loan process as smooth as possible. As a dedicated loan officer at America’s #1 Retail Mortgage Lender, I work with homeowners ages 62 and older to help them access home equity with clarity, dignity and long-term perspective.

I specialize in reverse mortgages, bringing deep expertise to every client’s engagement. Rather than treating a reverse mortgage as a product, I approach it as a strategic planning tool that must align with a client’s broader financial picture, family dynamics and long-term goals. Known for my educational, client-first approach, I believe trust is built through transparency, patience and honest conversation, especially around complex or emotionally charged decisions.

My work is grounded in integrity and a commitment to helping clients make confident, well-informed choices about their retirement years.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Retired woman enjoys a bike ride and her peace of mind after starting her reverse mortgage.

You’ve worked hard for your home. Now it’s time to put your home equity to work for you.

A reverse mortgage allows homeowners aged 55 or older to borrow against their housing wealth while maintaining ownership, title, and control of their home. 

But unlike traditional financing solutions, there is no monthly payment required on the loan — taxes, insurance, and maintenance only.

What will you do with tax-free cash from your home equity? 

  • Improve cash flow and increase savings 
  • Refinance or eliminate existing mortgage and consumer debt 
  • Pay for healthcare expenses and long-term care 
  • Finance home renovations to age safely in place 
  • Buy a new home that better suits your needs 
  • Create a financial safety net with a growing line of credit

It’s time to harness your housing equity to build a better retirement that works for you.*

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*Review the Reverse mortgage requirements found on the product page for additional details.

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