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Your Local CrossCountry Mortgage Loan Officer

Jon Novetske

  • Senior Loan Officer
  • Ann Arbor, MI Mortgage Loan Officer
  • NMLS # 580793
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I’ll be with you every step of the way

Hello! My name is Jon Novetske, and I’m committed to guiding you through the home financing process with clarity, confidence and professionalism. With over 18 years of experience in the mortgage industry, I provide straightforward advice and tailored financing solutions every step of the way.

I work with first-time homebuyers to help them understand their options and feel empowered to make informed decisions. Great homeownership experiences don’t happen alone. That’s why I work closely with a trusted network of professionals. By collaborating as a team, I ensure a smooth, coordinated process from start to finish.

My goal is to simplify every step, reduce stress and help you move forward with confidence knowing you have the right experts supporting you at every stage of your journey. Your homeownership goals deserve a strong, reliable team, and I’m here to help lead the way with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family takes their first family photo on the porch of their new home thanks to CCM Smart Start.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

First-Time Homebuyers – Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience! 

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life. 

For terms and conditions, visit crosscountrymortgage.com/mortgage/loans/down-payment-assistance/ccm-smart-start/

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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