879 W. Eisenhower Pkwy, Suite J
Ann Arbor, MI 48103 Mobile 517.803.3897 Tel 517.908.0066 [email protected]

Schedule a call
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- First-Time Homebuyers
- Purchase
- Refinance
- Charlotte, MI
- Eaton Rapids, MI
- Dewitt, MI
- Haslett, MI
- Okemos, MI

Your Local CrossCountry Mortgage Loan Officer

Jon Novetske

Senior Loan Officer
Ann Arbor, MI Mortgage Loan Officer
NMLS # 580793

I’ll be with you every step of the way

Hello! My name is Jon Novetske, and I’m committed to guiding you through the home financing process with clarity, confidence and professionalism. With over 18 years of experience in the mortgage industry, I provide straightforward advice and tailored financing solutions every step of the way.

I work with first-time homebuyers to help them understand their options and feel empowered to make informed decisions. Great homeownership experiences don’t happen alone. That’s why I work closely with a trusted network of professionals. By collaborating as a team, I ensure a smooth, coordinated process from start to finish.

My goal is to simplify every step, reduce stress and help you move forward with confidence knowing you have the right experts supporting you at every stage of your journey. Your homeownership goals deserve a strong, reliable team, and I’m here to help lead the way with America’s #1 Retail Mortgage Lender.

See What I Qualify For

Reviews Test H2 Heading

4.96 83,002 Reviews

4.97 57,522 Reviews

4.89 212,563 Reviews

Jon’s reviews

Leave a Review See more reviews

My Videos

Guides and resources

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family takes their first family photo on the porch of their new home thanks to CCM Smart Start.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

First-Time Homebuyers – Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit crosscountrymortgage.com/mortgage/loans/down-payment-assistance/ccm-smart-start/

Get Started

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

Contact me